This LUii report presents empirical results from studies on consumption and over-indebtedness in Swedish young adults in a digital context. The studies have been conducted through in-depth interviews with municipal financial counsellors as well as a quantitative survey with approximately 1,100 respondents in a sample representative of Swedes from 18 to 25 years old. The report includes an extensive literature review on over-indebtedness and consumption in a digital context.The purpose of the project has been to form a better understanding of in what ways the digitization of our everyday lives – including consumption, credit handling and overall communication – influences economic vulnerability among young adults. The research report is written by researchers linked to Lund University Internet Institute (LUii) and has been funded by the Swedish Enforcement Authority. The research has also been conducted in connection with a wider interdisciplinary research theme on ”The Credit Society”, at the Pufendorf Institute for Advanced Studies at Lund University.The research group is led by Stefan Larsson, Associate Professor in Technology and Social Change, and involves Lupita Svensson, PhD in Social Work, and Hanna Carlsson, PhD in Information Science. The work with the literature review received invaluable help from Fredrik Åström, bibliometrician and Associate Professor at Lund University. The empirical research was conducted during 2015 and early 2016.