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Pricing of Card Payment Services in Scandinavian Banking
Göteborgs universitet. (Corporate Governance)
2009 (English)In: Service Industries Journal, ISSN 0264-2069, E-ISSN 1743-9507, Vol. 29, no 3, 387-399 p.Article in journal (Refereed) Published
Abstract [en]

Pricing of card payment services includes many considerations of cost and revenue in an environment of changing payment technology, network effects in two-sided markets and price bundling. This paper describes the consumer pricing methods for card payment services by Scandinavian banks and evaluates their explicit pricing methods. The main findings suggest that Scandinavian banks in general are more interested in earning revenue from implicit prices than in encouraging the use of more cost efficient technology by charging explicit transaction fees. However, the pricing methods applied may vary, depending on the country and a bank's service supply

Place, publisher, year, edition, pages
Taylor & Francis, 2009. Vol. 29, no 3, 387-399 p.
Keyword [en]
payment pricing, debit card, credit card, ATM, banking, Scandinavia
National Category
Business Administration
Research subject
Economy
Identifiers
URN: urn:nbn:se:lnu:diva-15321DOI: 10.1080/02642060701882106OAI: oai:DiVA.org:lnu-15321DiVA: diva2:452649
Available from: 2011-10-31 Created: 2011-10-31 Last updated: 2013-07-01Bibliographically approved

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CiteExportLink to record
Permanent link

Direct link
Cite
Citation style
  • apa
  • harvard1
  • ieee
  • modern-language-association-8th-edition
  • vancouver
  • Other style
More styles
Language
  • de-DE
  • en-GB
  • en-US
  • fi-FI
  • nn-NO
  • nn-NB
  • sv-SE
  • Other locale
More languages
Output format
  • html
  • text
  • asciidoc
  • rtf